The SWIFT codes you see given below are for all major banks operating in the Montenegro. Remember the SWIFT codes you find here are just the active participants that are on the SWIFT network. In this list, you cannot find codes of passive participants but you can find them in Montenegro Swift Code List. There are no charges for downloading Montenegro banks swift codes in pdf format.
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SWIFT stands for Society for Worldwide Interbank Financial Telecommunication Code. You need Swift code when you are thinking about transferring money from one bank to another especially for internationally wire transfers. Swift codes have also other uses such as banks use these codes when there is an exchange of messages between them.
Normally there are eight or eleven characters in the Swift code. This is how the code is formatted.
WWWW XX YY ZZZ
This is a Swift code comprising of eleven characters. The first four characters are bank code and they are always letters. Next two characters are also letters and they are basically ISO 3166-1 alpha-2 country code. The two letter country code is assigned by International Organization for Standardization. Next comes the location code which comprises of two characters (can be numeric or alphabetic or a combination). Finally there are last three characters which denote the branch code. These characters include both letters and digits.
More than forty thousand "live" Swift codes exist currently. These live codes are mainly for the partners who are actively connected to the Swift network. In addition for manual transaction, there are more than fifty thousand codes which are mainly for the passive participants. Society for Worldwide Interbank Financial Telecommunication is responsible for handling the registration of Swift Codes. They are headquartered in Belgium.